What is an MCA?

A merchant cash advance is a convenient and easy way to get your business the working capital it needs. How Merchant Cash Advances Work. A merchant cash advance isn't a loan; instead, it's an advance payment against your business's future income. The merchant cash advance provider gives you a lump Sum of cash, which is then repaid automatically using a percentage of your daily credit card receipts. 

The process is designed to get you the funds your business needs with ease and speed in mind; a merchant cash advance is typically repaid in less than 18 months. With an agreed upon small percentage that works with the flow of your business, payback is just as simple.